In a bid to elevate the shopping journey for millions of customers, SBI Card and Flipkart have collaborated to launch the Flipkart SBI Credit Card. Tailored to the needs of frequent online shoppers, this co-branded credit card brings attractive cashback offers and a smooth payment experience across Flipkart, Myntra, Cleartrip, and multiple partner platforms.
Key Features That Make a Difference
- Joining and Annual Fee: ₹500 plus applicable taxes, with a fee waiver on annual spends of ₹3.5 lakh or more.
- Welcome Benefits: New cardholders instantly get a Flipkart Gift Voucher worth ₹250. On top of that, a limited-time offer bundles an additional ₹500 Flipkart Voucher and ₹500 Cleartrip Voucher, totaling ₹1,250 in welcome gifts.
- Cashback Structure:
- 7.5% cashback on Myntra purchases
- 5% cashback on Flipkart, Shopsy, and Cleartrip spends
- 4% cashback on select partners including Zomato, Uber, Netmeds, and PVR
- 1% cashback on all other eligible spends
- There’s a quarterly cashback cap of ₹4,000 in each of the 7.5%, 5%, and 4% categories.
- Fuel Surcharge Waiver: Get 1% waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹400 per statement cycle.
- Auto Cashback Credit: Earned cashback is automatically credited to the SBI Card account within two working days post-statement how generation, making the process effortless.
How to Apply?
Applying for the Flipkart-SBI Credit Card couldn’t be easier with seamless digital applications available via the Flipkart app or the SBI Card SPRINT portal. This caters to the tech-savvy Indian consumer seeking quick and hassle-free onboarding.
To avail the Flipkart SBI Credit Card, follow these simple steps:
- Apply Online via Flipkart App:
- Open the Flipkart app on your smartphone.
- Look for the Flipkart SBI Credit Card offer banner or search for it in the credit cards section.
- Fill out the online application form with your personal and financial details for a quick and convenient process.
- Apply through SBI Card SPRINT Portal:
- Visit the official SBI Card website or use the SBI Card SPRINT portal.
- Select the Flipkart SBI Credit Card and complete the digital application form.
- Upload the required documents for identity and address verification.
- Eligibility and Documents Needed:
- You should be at least 18 years old with a valid PAN card and Aadhaar number.
- Income proof (salary slips, bank statements, etc.) may be required based on your occupation.
- Other KYC documents as mandated by SBI Card.
- Approval and Card Delivery:
- Upon successful verification and approval, your card will be delivered to the registered address.
- You may start using the card immediately after activation for online and offline purchases, including on Flipkart, Myntra, Cleartrip, and partner platforms.
For any queries or assistance, customer support is available through Flipkart app help or SBI Card helpline.
Moreover, To compete with biggest rival Amazon, Flipkart has launched Flipkart Black, a premium paid subscription designed to challenge Amazon Prime’s dominance in India’s e-commerce landscape. Priced at ₹1,499 per year (₹990 for early adopters). Check what its offering and how it could be better than Amazon’s Prime.
Why Flipkart SBI Credit Card Stands Out
This credit card cleverly combines Flipkart’s massive digital ecosystem with SBI Card’s trusted financial backing, crafting an irresistible proposition for shoppers. The elevated cashback on Myntra makes it particularly appealing to fashion-forward consumers, while 5% returns on Flipkart and Cleartrip enhance value for general e-commerce and travel bookings. Select lifestyle partners further sweeten the deal.
When stacked up against other co-branded cards like the Axis Flipkart Card, the Flipkart SBI Credit Card pulls ahead with superior cashback rates on fashion and travel, effectively rewarding high-frequency users with significant savings.
A Thoughtful Addition to Your Wallet
The Flipkart SBI Credit Card is built for the frequent shopper and traveler, offering compelling rewards and a user-friendly experience. However, it’s always wise to review personal spending patterns before committing, ensuring this card aligns with individual financial goals.
