Fintech giant Paytm has shared its latest financial results for the first quarter of FY26. This time, Paytm made a net profit of ₹123 crore. This is very good news because last year, in the same quarter, Paytm had a big loss of ₹840 crore. Now, the company has shown a strong comeback and hopes to keep growing.
Revenue Growth
Paytm’s total revenue from its main business grew 28% compared to last year. In Q1 FY25, the company earned ₹1,501 crore, but this time it earned ₹1,918 crore from operations. Including other income, total revenue is now ₹2,159 crore. This shows people are using Paytm’s services more than before.
Cost Management
The company has also controlled its spending. Paytm’s biggest cost is employee salaries and benefits, which dropped by 33% to ₹643 crore. Payment processing charges increased by 12% to ₹581 crore. The company also cut marketing expenses by more than half, down 55% to ₹100 crore. Overall, total costs have decreased significantly compared to last year.
Market Response
Because of this good result, Paytm’s share price increased by 3.5% to ₹1,053. Its total market value is now ₹67,218 crore as of July 22, 2025. Investors are feeling confident that Paytm can make steady profits in the future.
Competition in Fintech
However, Paytm faces strong competition. Companies like PhonePe, Google Pay, and BharatPe are also vying for more customers in India’s digital payments space. PhonePe remains the leader in UPI transactions and is expanding its lending and insurance businesses. Google Pay is adding new features to retain users. Paytm will need to work hard to stay ahead.
Growth Plans
Last month, Paytm announced new plans to grow its loan and wealth businesses. It aims to offer more small loans to customers and help people invest easily through its app. This will help Paytm earn additional income beyond payments.
Future Outlook
In the coming months, experts will watch how Paytm complies with RBI guidelines and handles competition. But this profit is a positive sign that the company is improving. Many believe Paytm’s strong brand and millions of users will help it remain a major player in India’s busy fintech market.
